Our Services

Let us help plan your financial future.

At Michael J. Lucia & Associates, we define Financial Management as the process of planning for the accumulation, protection and distribution of a client's investment portfolio in a manner that is based on their risk tolerance, investment goals and life objectives.

Our Financial Management process is not achieved with a "one-size-fits-all" mutual fund or a blanket recommendation. Rather it is based in our decades of experience in listening to client concerns, providing education regarding available options, developing recommendations in our client's best interest and serving as an ongoing financial mentor throughout all of life's changes.

Our Financial Management Services

Financial Planning

Short-term goals, long-term goals, education funding, retirement savings, budgeting and credit. We assist clients in the development of financial plans based on each investor's unique situation. Learn More

Retirement Income Planning

Retirement should be a time of safety and peace of mind. It took a lifetime of work to amass your portfolio — let us help you ensure that it lasts the rest of your life. We assist clients in the development of retirement income distribution plans that allow for sustained portfolio growth and income protection. Learn More

Asset Management

Michael Lucia & Associates works with some of the country's leading asset managers and platforms. Institutional level asset management solutions are offered to individual investors. Learn More

Brokerage Services

Through our Broker/Dealer (H. Beck, Inc.) Michael Lucia & Associates provides a full suite of traditional brokerage services and account types including Stocks, Bonds, CDs, Mutual Funds, IRAs, Trust Accounts, Roth IRAs and more. Learn More

Insurance & Annuities

Helping to protect the wealth you have accumulated, providing lifetime income, and ensuring the continuation of your estate. Insurance and annuity products play a key role in an investment portfolio. Learn More

Find out more. Plan for your financial future.

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High Net Worth Investors

At Michael Lucia & Associates we have an extensive track record serving the needs of high net worth investors — investors with a net worth greater than $1,000,000 or annual income in excess of $250,000.

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Business Owners

lucia-70x70-2 At Micheal Lucia & Associates we have assisted business owners in developing comprehensive personal and business wealth management strategies.

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