The benefits of insurance and annuity products offer clients income and portfolio growth tools that compliment pre-retirement and retirement asset management strategies.

Working with Michael J. Lucia & Associates, we will provide you with a detailed insurance analysis outlining potential risks to you, your family and your portfolio. Next we present various strategies to help alleviate these risks. This may be accomplished with insurance/annuity products currently held in your portfolio or with the use of new insurance/annuity vehicles.

Insurance Services We Offer

• Term Life
• Permanent Life, Whole Life
• Variable Life
• Variable Universal Life
• Disability Insurance
• Long Term Care Insurance

Annuity Services We Offer

• Immediate Annuities
• Fixed Annuities
• Variable Annuities
• Variable Annuities with Guaranteed Lifetime Income
• Equity Indexed Annuities

• Click here for a complimentary consultation to see how we can help you plan for your financial future.